Business Checking

Important Information about Procedures for Opening a New Account

Identification Procedures Requirements:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Business Accounts

(Available to Nonprofit Organizations)
Monthly Service Charge$0.00$5.00$15.00
Minimum Balance to avoid Monthly Service Charge$0.00$250.00$2,500.00
Interest EarnedAny Balance but
Premium rate > $1,000
Balance >$1,000Balance > $5,000
Extra Fraud ProtectionYesYesYes
Free e-StatementsYesYesYes
Paper Statement charge per month$2.50$2.50$2.50
Free Debit Cards up to 3 per accountYesYesYes
Per Check Charge$0.0025 free/month, then .25/check100 free/month, then .25/check
Applicable to all Business Accounts:
  • Minimum to open is $50.00

  • Business Credit Cards available

  • Merchant Services Available

  • Payroll Services available with Pay Choice/Sage Payroll Services

  • Free Business Online Banking and Bill Pay

  • Remote Merchant Capture

  • Instant Issue EMV Chip Debit Card

  • For more information on any of these products and services, please stop in to one of our convenient locations or speak directly to one of our personal representatives at (256) 734-1740.