Business Loans

Cullman Savings Bank offers a full variety of small business and commercial loans. We offer commercial real estate loans with amortizations up to 20 years. We also offer equipment financing and lines of credit. Contact our commercial loan department for more details or information about our small business and commercial lending.


Commercial Term Loans to purchase or refinance equipment or working capital. Loan amortization up to 5 years.


BusinessLoans2Commercial Real Estate amortizations up to 20 years for the purchase or refinance of commercial property.


BusinessLoans7Commercial Lines of Credit to help fund your operating cycle.


BusinessLoans4Construction Loans to help your business grow.



Rates and terms subject to change. Normal underwriting guidelines apply. Borrower pays all closing costs. All loans are subject to credit approval.

Important Information about Procedures for Opening a New Account

Identification Procedures Requirements:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.