Checking Accounts

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Free Checking Account

Cullman Savings Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Cullman Savings Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • First order of logo checks are free
  • No charge for checks written
  • No minimum balance to avoid monthly service charge
  • No Monthly Fees*
  • Minimum to open = $100.00
  • Free Online Banking and Bill Pay

    • *NSF fees charged according to our fee schedule
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CSB Club Account

Cullman Savings Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Cullman Savings Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • Free personalized logo checks
  • No charge for checks written
  • Free online banking and bill pay
  • Safe deposit box at half-price
  • Interest paid on daily balances over $500.00
  • Monthly fee (check images returned): $5.00
  • Check images NOT returned: $4.00
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Legacy Checking Account

Cullman Savings Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Cullman Savings Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • Free personalized logo checks
  • No minimum balance
  • No charge for checks written
  • Free ATM / Debit Card
  • Free online banking and bill pay
  • 25% discount on safe deposit boxes
  • Higher interest paid on average daily balances over $500.00
  • No monthly service charge
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Platinum Checking Account

Cullman Savings Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Cullman Savings Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • 300 free logo checks per year
  • No charge for checks written
  • $10,000 minimum balance to avoid $25.00 monthly service charge
  • Minimum to open = $100.00
  • Pays interest on balances of $10,000 or more
  • Free Online Banking and Bill Pay
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Student Checking Account

Cullman Savings Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Cullman Savings Bank. It’s quick and easy with our Switch Kit.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • No monthly service charge
  • No charge for checks written
  • First order of personalized checks free
  • Interest paid on daily balances over $250.00

See Current Rates

Important Information about Procedures for Opening a New Account

Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.