Current Savings Rates

Effective as of 02/22/2012 until further notice

Description *APY
**3-month CD .25%
**6-month CD .40%
**1-year CD .50%
**20-month Option CD 0.75%
**48-month Option CD 1.25%
**2-year CD .75%
**3-year CD 1.00%
**5-year CD 1.50%
IRA (18-month term/$100 min.) 1.00%
Passbook / Statement Savings
($100 min. to open)
.20%
Platinum Savings
($500 min. to earn interest)
.25%
Platinum Checking >$10,000 .20%
Checking .15%

Certificates of Deposit — Substantial penalty for early withdrawal
** Minimum to open is $1,000

Fees could reduce earnings on transaction accounts.

*APY refers to Annual Percentage Yield.