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Deposit ProductsChecking AccountsFree Checking- First order of logo checks are free
- No charge for checks written
- No minimum balance to avoid monthly service charge
- No Monthly Fees*
- Minimum to open = $100.00
- Free Online Banking and Bill Pay
*NSF fees charged according to our fee schedule
CSB Club Account- Free personalized logo checks
- No charge for checks written
- Free online banking and bill pay
- Safe deposit box at half-price
- Interest paid on daily balances over $500.00
- Monthly fee (check images returned): $5.00
Check images NOT returned: $4.00
50 Plus Account- Interest paid on any balance
- Minimum balance required to avoid $5.00 monthly fee: $100.00
- Free personalized checks
- No charge for checks written
- Free online banking and bill pay
- Safe deposit box at half-price for the first year
Regular Interest Checking- Interest paid on any balance
- Minimum balance required to avoid $5.00 monthly fee: $250.00
- Charge per check paid (first 20 per month free): $ 0.10
(This charge does not apply to accounts using check safekeeping.)
- Personalized check printing cost varies depending on style of checks ordered.
Student Checking Account- No monthly service charge
- No charge for checks written
- First order of personalized checks free
- Interest paid on daily balances over $250.00
Money Market Deposit Account- $1,000 minimum balance required to earn interest and to avoid $5.00 monthly fee.
- $3 Charge per check paid (First 3 per month free)
- This account pays current market rates on balances over $10,000.
Platinum Checking- 300 free logo checks per year
- No charge for checks written
- $10,000 minimum balance to avoid $25.00 monthly service charge
- Minimum to open = $100.00
- Pays interest on balances of $10,000 or more
- Free Online Banking and Bill Pay
See Current Rates
Savings AccountsPassbook or Statement Savings- Minimum balance is $100.00 to earn interest and avoid a $3.00 quarterly fee.
- Interest is compounded daily and posted to your passbook quarterly.
- Your money is available anytime with no penalty for withdrawal.
Platinum Savings- Minimum balance is $500.00 to earn interest and avoid a $10.00 quarterly fee.
- Interest is compounded daily and posted to your account quarterly.
- Your money is available anytime with no penalty for withdrawal.
- Statement only - no passbook
Christmas Club Account- $10.00 minimum balance
- Deposits can be made at any time for any amount
- You receive a check for principal and interest the first of December every year
Standard Certificates of Deposit- Maturities range from 91 days to 5 years.
- With a minimum balance of $1,000.00, interest earned may be reinvested or transferred to another account.
- With a minimum balance of $5,000.00, interest may be paid by check.
Individual Retirement Account (IRA)- 18-month Term
- Minimum balance of $100.00
- Traditional IRA or ROTH IRA available
- Fixed rate or variable rate option
See Current Rates
Important Information about Procedures for Opening a New Account
Identification Procedures Requirements: To help the government fight the
funding of terrorism and money laundering activities, Federal law requires
all financial institutions to obtain, verify, and record information that
identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your
name, address, date of birth, and other information that will allow us to
identify you. We may also ask to see your driver's license or other
identifying documents.
Other Services24-Hour Direct Teller
Account information is available to you 24 hours a day at 1-800-436-5101. You will need your 10 digit account number and your password. Your password is simply the last four digits of the social security number on the account.
(Note: This password can be changed at your request)
Safe Deposit Boxes
3x5 = $15.00 per year
5x5 = $25.00 per year
3x10 = $30.00 per year
5x10 = $50.00 per year
10x10 = $100.00 per year
Collectible Coins
Silver Eagles, Colorized Silver Eagles, 100 Year Apart Sets, 50 Year Apart Sets, Elvis Coin & Stamp Sets, Baptism coins,
Communion coins, Happy Birthday coins, Guardian Angel Necklaces, and more!
Call (256) 734-1740 for more information and pricing.
Direct Deposit
Enjoy the convenience of not having to come into the bank to make a deposit.
ATM / VISA Check Card
Use this one convenient card for both ATM and point-of-sale transactions.
VISA / Mastercard Credit Card
Competitive rates
No annual fee on prime advantage card.
Platinum card available for those who qualify.
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